Surprise Surge in London Property Prices as rest of UK cools

London has seen an unseasonal price surge of 1.3% in just one month despite a huge increase in supply of property for sale.

Coupled with last month’s rise of 1.1%, this puts London prices back on a rising trend following the summer dip caused by a correction in mainly prime properties. Homebuyers in the capital now enjoy over 50% more choice than they did at this time last year, but the typical London property is now 15% more expensive.

Take London out of the equation, and the UK property market is cooling in line with seasonal expectations. Prices are edging back in most regions after what was a solid year, especially in the South. Fierce competition in the fixed rate mortgage market and relatively low supply of property for sale will ensure demand stays strong into 2015.

Regional Market Round-up

Home prices rose by 0.2% across England and Wales during the last month, but this was due almost entirely to the rise in Greater London. Elsewhere in mainland UK, price rises are either subdued or negative as befits the seasonal downturn at this time of year. Moreover, the North-South divide still prevails as can be seen in the 6-month price change chart. Scotland, Yorkshire, Wales, the North West and the North East all registered falls this month.

The worst performing region over the last six months has been the North East. A fall of 0.9% since May is a very poor performance for what has been the best year for UK property prices since the onset of the financial crisis. Wales, the North
West and Scotland are not much better and only just managed to keep in positive territory. Within those areas, it is only the more upmarket locations that are supporting the regional averages.

Across the UK, supply of property for sale is steadily increasing but remains historically low. The number of properties that entered the market last month was 14% higher than during October 2013. Areas of great demand, such as London, will be less sensitive to rising demand, while Scotland, which has a much weaker property market, has registered an annual rise of 18% in the number of properties for sale. This will likely thwart further price rises in 2015 north of the border. In Wales and the other English regions, we have observed only minor increases in the volume of sales properties coming onto the market.

Year-on-Year Asking Price Change Falls Further

The average mix-adjusted 12 -month change in asking prices for England and Wales reached a maximum in June (9.6%) and is steadily falling back. The average year-on-year price change trend for England and Wales (shown below) shows an end to the accelerating price growth observed over most of the last two years. Annualised gains are being eroded in the current cooler market, and we expect this gentle downtrend to continue into 2015.

Would you like a high yielding HMO? House of Multiple Occupancy

HMO Portfolio builder

• Would you like a high yielding HMO?
• Would you like a portfolio of high yielding HMO’s
• No spare time to find them?
• We have the answer for you…
• Would you like a high yielding HMO sourced for you by one of experienced and trained specialist in your chosen area?

Welcome to Glenn Armstrong’s HMO sourcing service

Great cash-flow HMO’s for sale in various towns across the UK

Our wealth creation team are an experienced and well trained group of people who are all on my partnership programme and contracted to source HMO’s for our clients. They are already on their own path to property success and financial freedom and are working very closely with Glenn on a daily basis.

They are an amazing resource that is at your disposal and will share their time and knowledge to help you build and manage a high yield hands off (if required) HMO portfolio.

Our HMO sourcing service is exclusively available through the partners in our Partnership Programme.

Go here to see more: http://www.glennarmstrong.com/hmo-sourcing/

The HMO strategy has been the chosen because it is the best cash flow strategy

The HMO strategy will give you an amazing return on your investment and to help you get the additional income you are searching for. We have a tailor made service which allows you to have as little or as much involvement in the process as you choose.

From choosing location and specifications of the property, to managing the project refurbishment to HMO regulations as per your council and managing yourself/ourselves or providing good management options for you.

Our sourcer’s are placed all over the country and some are happy to travel to your desired or requested areas.

Once we have signed contracts we will put you directly in touch with your paired sourcer. They are there to work for you and support you as much as you need. If required (recommended) you can view the short listed potential HMO’s together.

These are the steps needed to setup:

Step 1) Register on http://www.glennarmstrong.com/hmo-sourcing/

Step 2) Initial fact finding conversation so we can find out your requirements and match you to one of our sourcing team

Step 3) Sign contracts

Step 4) We will then introduce you to the most suitable sourcer based on the returns you are looking at, deposits you have available, area you choose.

Some areas have high capital growth and low returns (yield) and property prices are high. Areas like London, Brighton and Oxford

Some areas have very minimum capital growth high returns (yield) and property prices are low. Areas like Liverpool, Hull and Stoke on Trent

Step 5) Speak with sourcer make sure you are happy with them and the yields and prices in the areas they are sourcing in.

Step 6) Pay the £500 commitment fee

Step 7) Our sourcer will start spending time looking for a property that meets your requirements

Step 8) Once found you can then buy the property that meets your requirements, on completion our fee is payable

Step 9) We will if you require oversee the refurb that is required and ensure the property is bought up to HMO requirements (see terms and conditions)

Step 10) We will start finding tenants or an agent to work with us to find tenants (see terms and conditions)

To get more details please complete your details on

http://www.glennarmstrong.com/hmo-sourcing/

Never come across Your Property Network magazine?

Smash through your property obstacles! How to get over, under or around your property challenges....

Our friends at YPN magazine are offering a free copy of the latest issue to any UK investors who haven't seen what they do before (or if you haven't had a copy in a while) Here's what they had to say about what you can expect from the current issue. Grab a free copy now...

==========

Here at Your Property Network magazine we know that there are many obstacles that can get in the way of an aspiring property investor.

What we find so inspirational about our readers is how they get past their property challenges.

Here's three ways how YPN magazine can get you over three of the most common, and trickiest property investment obstacles!

You might feel that you don't have the money that is necessary to succeed?

Every month - we share the success of investors who started out with minimal cash.

This month -  YPN reader Dan Hill shows how he created a five figure income from renting rooms that he doesn't own. A fully systematised, 100% legal business creating massive cash returns. No mortgages - No need for massive capital!

Grab a free copy now... http://www.yourpropertynetwork.co.uk

You might be concerned that you don't know what strategy is right for you?

Every Month - YPN covers a wide variety of investment strategies with example deals and profile projects which will help you to decide what steps to take next.

This Month - We take an in depth look at property sourcing. We'll show you how to package deals for other investors and how to make sure you get paid! How to earn £5000 packaging a deal for another investor!

Grab a free copy now...http://www.yourpropertynetwork.co.uk

You might be worried that the time isn't right to invest?

Every Month - For over six years YPN has we shown how investors create returns despite the market, not just because conditions are perfect.

This Month - One quick tip that could earn you an extra £2000- £5000 in under two minutes.

Grab a free copy now...https://ypnmagazine.infusionsoft.com/go/reader/Prop4U

Link4Coffee Newport - Business Networking - Last Wednesday of the Month...

Link4Coffee events are informal morning drop-in sessions, created to provide a regular opportunity  to unwind, share knowledge and connect with - not just local business people - but all kinds of interesting individuals from your local community; artists, musicians, doctors, teachers, geeks, policymakers, students, chefs, lawyers, retailers -quite literally anyone that is part of the community. 

Join us for a relaxed informal coffee  

Last Wednesday of the month 10:00am – 12.00noon

The Riverfront Arts Centre, Kingsway, Newport NP20 1HG

Use Link4Coffee to catch up with colleagues and friends as well as making new connections too…

Find out what's happening in the community from local people as well as what else Link4Growth is hosting in your area.

Link4Coffee runs at the times shown above and you can speak with as many, or as few, people as you wish!

If you have any questions regarding this event please contact: 

Name: Graham de Vall

Email:  graham.devall@ecoways.biz

Twitter: @grahamdeVall

Telephone: 07800 750704

Link4Coffee is an ideal way to begin a new Link4Growth community too! So if you'd like to take a more active role, why not get in touch and let’s make it happen… click here to contact us now!

3 Things You Need to Make Money Online...

As we mentioned in the success formula, 

you need 3 things to make significant 

money online.

A VEHICLE…
An ENGINE
And FUEL.

The marriage of all 3 is what iPAS2 is all about.

I’m sure you can imagine how ridiculous it 

would be to own a Ferrari engine and 

install it on a Tricycle, or owning the 

Ferrari without knowing how to drive!

Pretty silly, right?

You’ll see how it all comes together when 

you finish the Internet Success Formula 

Training series..

Take the Training NOW!!!

In the training, you’ll get a complete view 

of the formula, the blueprint, and more

importantly how plugging your new iPAS2

system into an ENGINE (a.k.a. your 

“Profit Maximizers”) can drive the profits 

in your online business even higher…

You can truly make a life-changing

income, without the common hurdles

most people come across when starting

an online business.

You’ll clearly see how to get everything working for you, like...

1. Proven Websites and Sales Funnels
2. PERSONAL coaching for your new members
3. Up to 70% commissions on  all iPAS2 Products!
4. And the exact same Profit Maximizers I’ve used to earn over a Million Dollars!

Imagine how relieved you’ll be when 

someone comes through YOUR sales 

funnel and is able to talk to a professional

sales coach over the phone so they are 

confident, certain and a part of something

special -- and YOU keep all the money

when your coach makes you a $500, 

$1,000 or $3,000 commission!

Finish the training by logging in here…

Take the Training NOW!!!

...and don’t forget to reach out to your

coach so they can answer any questions

you have and get you started on the 

right track.

To Your Success,

Adrian Hibbert
Internet Marketing Coach

Is Network Marketing a Real Busines ???

PEOPLE, Network Marketing is a real business and making many people a lot of money and giving their children their parents back.

It has changed the lives of so many people by giving them the opportunity to take control of their own lives when the corporate world had failed them and given them up and could no longer guarantee stability.

Like any business it takes commitment, dedication, persistence, focus and just plain hard work to be successful. 
It also takes investment in ones self and time and into the business its self just like all businesses.

To many people look at the start fees and say I can't afford that. They never will afford to start any business with that attitude.

Many people will also gladly pay $50,000 - $1,000,000 for a franchise that can never guarantee it will make money. In fact 80% fail within the first 2 years
Yet they will balk at a $2500 start up fee for a legitimate on line Marketing business that potentially will make them millionaires. ?????????

So many people are in Network Marketing because they think its somewhere to make easy money for free. No real business was ever cheap and easy.

Unfortunately there are to many companies and so called gurus out there preaching easy money with no work and no investment in time and finances. That is not possible or we would all be millionaires.

They are just robbing people of their dreams and even sadder the little money they have for their families. 

Too many people I speak to will never get out of the hole they have dug for themselves with their limiting beliefs and lack of self discipline. It makes me really sad

Anyway, all said, this is what has changed my life and it all starts with just $7...

http://www.JoiniPas2.co.uk

WARREN BUFFETT – TOP QUOTES - ON LIFE

1. “You only have to do a very few things right in your life so long as you don’t do too many things wrong.”

2. “Should you find yourself in a chronically leaking boat, energy devoted to changing vessels is likely to be a more productive than energy devoted to patching leaks.”

3. “It is not necessary to do extraordinary things to get extraordinary results.”

4. “What we learn from history is that people don’t learn from history.”

5. “Chains of habit are too light to be felt until they are too heavy to be broken.”

6. “There seems to be some perverse human characteristic that likes to make easy things difficult.”

7. “Nothing sedates rationality like large doses of effortless money.”

8. “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.”

9. “It’s better to hang out with people better than you. Pick out associates whose behavior is better than yours and you’ll drift in that direction.”

10. “Long ago, Ben Graham taught me that ‘Price is what you pay; value is what you get.’ Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down.”

On investing

1. “The most important quality for an investor is temperament, not intellect. You need a temperament that neither derives great pleasure from being with the crowd or against the crowd.”

2. “Successful Investing takes time, discipline and patience. No matter how great the talent or effort, some things just take time: You can’t produce a baby in one month by getting nine women pregnant.”

3. “I don’t look to jump over seven-foot bars; I look around for one-foot bars that I can step over.”

4. “In the short term, the market is a popularity contest. In the long term, the market is a weighing machine.”

5. “Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble”

6. “Diversification is a protection against ignorance. It makes very little sense for those who know what they’re doing.”

7. “If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes. Put together a portfolio of companies whose aggregate earnings march upward over the years, and so also will the portfolio’s market value.”

8. “The key to investing is not assessing how much an industry is going to affect society, or how much it will grow, but rather determining the competitive advantage of any given company and, above all, the durability of that advantage.”

9. “I am a better investor because I am a businessman, and a better businessman because I am an investor.”

10. “It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.”

Top five insights

Einstein said there are 5 ascending levels of intelligence: Smart, Intelligent, Brilliant, Genius, Simple. Warren Buffett’s top 5 insights each explain a truth about life or investing in the simplest way possible.

1. “I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.”

It is a gross oversimplification to say that the key to investing is to buy low and sell high. This quote from when Warren Buffett has been the basis of his most successful investments over time and the basis of how you could have avoided the last few bubbles.

2. “I tell college students, when you get to be my age you will be successful if the people who you hope to have love you, do love you.”

Warren Buffett has spent a lifetime studying conventionally successful people. It’s important to hear that at the end of the day, money is not the thing that matters most in life.

3. “The difference between successful people and really successful people is that really successful people say no to almost everything.”

Numerous greats including Steve Jobs, Bill Gates, and Warren Buffett have attributed their success to focus. Many people have long to-do lists and work on becoming more productive, when in fact, having a not-do list is more important if you want to do great things.

4. “I’ve seen more people fail because of liquor and leverage — leverage being borrowed money. You really don’t need leverage in this world much. If you’re smart, you’re going to make a lot of money without borrowing.”

People succeed in life countless different ways but failures group around a few key themes. As such, you learn more from people’s failures than people’s successes.

5. What an investor needs is the ability to correctly evaluate selected businesses. Note that word “selected”: You don’t have to be an expert on every company, or even many. You only have to be able to evaluate companies within your circle of competence. The size of that circle is not very important; knowing its boundaries, however, is vital.

One of the quotes I hate the most in investing is Peter Lynch’s “Buy what you know” as it oversimplifies investing. The above quote is sort of the same idea but highlights that the important thing is being able to evaluate companies and also avoid companies you don’t understand. It’s that simple.

Warren Buffett is quoted so much because he has developed a great deal of wisdom over his lifetime. How did he do it?

The secret to Warren Buffett’s success
The secret to Warren Buffett’s success is that he continuously learns. Buffett is a far better investor today than he was 50 years ago. As Charlie Munger has explained:

Warren Buffett has become one hell of a lot better investor since the day I met him, and so have I. If we had been frozen at any given stage, with the knowledge we had, the record would have been much worse than it is. So the game is to keep learning, and I don’t think people are going to keep learning who don’t like the learning process.

OPPORTUNITIES VS. OBSTACLES.

When you make a decision to pursue your dreams as an entrepreneur, the next thing that happens is you get presented with a series of obstacles that knock most people down.

But these obstacles aren't there to stop you. They are there to see how bad you really want it!

So many people want the easy victory. They want the overnight success. They want the instant gratification.

But a true entrepreneur recognizes that there are REAL opportunities to create abundance and wealth for your family, while at the same time creating REAL change and impact in the world.

And those opportunities require REAL work. They require dedication, and focus, and commitment, and relentlessness.

Your friends will tell you that you are a workaholic. Your family won't understand your mission. Your own mind will battle you daily and make you question yourself and wonder if you are truly crazy.

But that's the beauty of entrepreneurship.

You get to create your own outcome. You get to decide if you fall victim to your circumstances, or whether you reframe them and use them as motivation for your victory!

Your odds of success are exactly what you decide they will be.

Think about it this way. Let's say you wanted to become a black belt in Martial Arts. What are your odds of success? 10%? 50%?

No, your odds are 100%! If you make a decision that you will do whatever it takes, and you dedicate the time and energy to it with a PASSION, and you make the necessary sacrifices to ensure that you reach that goal...

Then you will achieve that goal. With 100% accuracy.

You see, society will be one of your biggest haters along your journey. There will be facts and statistics to prove that your odds of success are not likely. Such as 95% of business owners failing in their first 5 years of business. Or only 1/3rd of college students graduating in any given class.

Well guess what. If you were dedicated to do whatever it took to be that 1/3 then you have 100% odds of making it happen!

So really, the odds are in YOUR favor!

YOU can choose to create ANY result that you want in life.

IF...

You are motivated enough.

And when I say motivated, I mean it this way.

Do you make excuses along your journey as to why your not achieving your maximum potential?

Such as:

"Chris, you don't understand, I'm so much older than you I can't learn things as fast as you."

"Chris, if I had as much money as you of course it would be easy to have success"

"Chris, I'm so busy every day with my kids and my job, that I just don't have the time to put towards a business like you do."

And any other unlimited amount of excuses.

Here is my question to you.

Do you realize that those excuses don't set me back at all? The only person those excuses hurt are YOU. So why would you be taking the time to state out loud things that are guaranteed to limit your success?

TURN YOUR EXCUSES INTO REASONS!

Instead of saying you don't have time, why not say that not having time is the REASON you are building your business on the side, so that you can have ALL the time freedom that you want so that you can live the life you truly deserve.

TURN YOUR EXCUSES INTO REASONS!

Instead of saying you are old and slow to learn things, why not say you are old, and thus EXPERIENCED! You have a life full of experience and wisdom and knowledge that make most of us jealous. Take advantage of this as a strength and not a weakness!

Instead of saying you have no money, make that the REASON why you will do whatever it takes so that you never have to let money control your life and your freedom and your decisions like that again.

TURN YOUR EXCUSES INTO REASONS!

Once you realize that you are in FULL control over your life, you will finally start believing in your abilities and you will stop letting excuses dictate the results that you deserve.

Instead of saying "I Can't", learn how to say "How Can I"!

Then, go from "How Can I" to "I Can"!

Then from "I Can" to "I Did".

And at that point you can begin paying it forward and helping others by sharing your wisdom that you gained along your journey.

And when you become the teacher, that's when you truly end up learning the most.

So, if you have read this far in my post, then here is my question for you in the comments. And I want you to be honest with me.

WHAT IS YOUR REASON WHY???

How to build a Property Portfolio using other people’s money.

Most people believe that you need a lot of money to invest! 

Whilst having your own money certainly helps, it is not always necessary, if you get good at finding great property deals. 

How do I know this? Well most of the delegates on our Property Mastermind Programme, run out of money at some point, and some of them don’t have any of their own money at all, which means that they have to use the strategies we teach them about how to work with joint venture partners & other investors to fund their deals. 

Today’s inspirational case study is amazing and proves that you don’t need to have your own money, to build a large cash flowing property portfolio.

 

Carly and Kirstin Adams, the sisters from Scotland living in Brighton, had no money, but they become very good at finding deals and also networking. In just 11 months they acquired a portfolio of £1.7m, with their share of the annual profit being £62k. They have both been able to give up their full time jobs, to spend their time doing what they want to do. 

Click here now to see for yourself how these Scottish sisters have charmed English Joint venture partners 

With the right knowledge, supportive environment and mindset, you can achieve anything your want. 

Kind regards, 


Simon Zutshi 
Founder, property investors network 

PS If you want to be a more successful investor then the very best thing you can do is to invest in your own education. The problem is with so many people providing training how do you know what is the best training for you? 

 

This Thursday night (16th October) at 8pm I am going to run a no cost, live webinar in which I am going to share with you how you can find the very best training to suit you. If you would like register for this webinar just just click here and we will send you an email with all of the webinar joining  instructions

Business Networking in Caerphilly, South Wales - Caerphilly Business Connect - 15th October, 2014

Just a quick reminder about the Caerphilly Business Connect will be held this coming Wednesday 15^h October in The Crossways Brewers Fayre, Caerphilly.

We are start at 8am and finish by 10am.

The venue has three options for breakfast:

1.     Breakfast Roll and Unlimited Tea and Coffee is £5.00

2.     Unlimited Continental Breakfast is £6.25 (inc Tea and Coffee)

3.     Full Breakfast is £8.75 (inc Tea and Coffee)

(The Crossways allow us to use their facilities for free; the cost involved is for your breakfast only. We do not make a profit from organising this event)

Don’t forget your business cards, flyers and banners if you have some!

Please email to confirm your attendance and we look forward to welcoming you!

Kindest Regards

Kersty Evans & Nicola Wesson

Tel: 07460 370059