CryptoCurrency Tax Guide

Crypto and Bitcoin Tax Guide

This guide is not legal advice; for that, please consult a tax professional.

KEEP RECORDS

The main thing to remember is to keep records! 

• Bear in mind that exchanges that are around now might not be in a few years’ time when you decide to sell.
• Most exchanges will let you download CSV files of your trades.
• If you are feeling lazy, at least try to take a screenshot of recent transactions you have made.
• You can create a separate email address for all your crypto records so that you can quickly email files to yourself for reference later. Please don’t let your security details come anywhere near it though!

Here are some common positions you may find yourself in:

1. I’VE BOUGHT SOME BITCOIN OR OTHER CRYPTOCURRENCY

When you buy bitcoin or cryptocurrency, nothing is expected of you at point of sale. However you will need a record of the price you bought it at to calculate taxes when you sell it in the future.

2. I WAS GIFTED SOME BITCOIN OR OTHER CRYPTOCURRENCY

For future tax purposes, make a note of the value of the gift on the date of the gift.

3. I’VE JUST SOLD SOME CRYPTOCURRENCY FOR FIAT

The tax that you might be liable for in this instance is Capital Gains Tax (CGT) – a tax on the profit that is made when you sell something that has increased in value. If tax is due it is only on the gain that you have made, not the entire amount you receive from the sale. This is why keeping records of the purchase value of your cryptocurrency is important. You can also include transaction costs such as transfer fees when calculating your gain.

The annual tax-free allowance for an individual’s asset gains is £11,300 for 2017/18. So if the profit from selling your cryptocurrency, in addition to any other asset gains, is less than this, you won’t have to report or pay tax on it.

However, if you sell up to four times the annual allowance (£45,200 for 2017/18) of crypto-assets, even if you make a profit of less than £11,300, you have to report this sale to HMRC. You can do this either by registering and reporting through Self Assessment, or by writing to them at:

PAYE and Self Assessment

HM Revenue and Customs 

BX9 1AS 

United Kingdom

An extra tip for married individuals: you can gift up to £11,300 of assets to your spouse, and use their Capital Gains Tax allowance, thereby getting up to £22,600 of capital gains tax free annually.

You have two options for how you declare your gains to HMRC:

a. As soon as you want after the sale using the ‘real time’ Capital Gains Tax service

You must report by 31 January after the tax year when you had the gains. (The tax year runs from 6 April to 5 April the following year. So if your sale takes place on 18 April 2018, then you have to report by 31 January 2020. If your sale takes place on 4 April 2019, you also have to report by 31 January 2020.)

HMRC will then contact you with instructions for payment.

It is recommended only to use this option as a last resort, for example, if you are late in registering or filing your return.

b. In your annual Self Assessment tax return

If you are self-employed or run a business, you might already send a tax return. But if you don’t, then you have to register for Self Assessment by 5 October following the tax year you sold your cryptocurrency. (Again, the tax year runs from 6 April to 5 April. If your sale takes place on 18 April 2018, or 4 April 2019, then you have to register by 5 October 2019.) If you’re already registered but haven’t received a letter reminding you to fill in a return, contact HMRC by 5 October. You must send your return by 31 January of the next tax year.

HMRC will then contact you with instructions for payment.

4. I’VE JUST SOLD SOME CRYPTOCURRENCY FOR OTHER CRYPTOCURRENCY / STARTED TRADING

Until you declare yourself as a trader to HMRC (as below), you are considered an investor and your annual gains are subject to Capital Gains Tax as above.

Remember that even if you make less profit than the CGT allowance but have sold more than four times the allowance’s worth in cryptocurrency, then you have to report this to HMRC as above.

If you have made more than the CGT allowance then you will have to report and pay tax on your gains. Bear in mind that every single trade you make – even crypto to crypto – will most likely impact tax calculations. (To calculate capital gains on a crypto to crypto trade, convert everything into GBP value at the time of the trade. I know.. it’s crazy.) So if you have made a significant number of trades, it is probably worthwhile getting a tax professional just to make sure you get things right.

Advice from HMRC was to consider the tax rules governing the sale of shares (which can be found here and in further detail here) as comparable to the sale of cryptocurrency.

What is significant with respect to CGT is the concept of share matching, roughly translated to a complex example BTC scenario as follows:

Say you have accumulated 1 BTC over 8 months, having bought 0.25 BTC every two months at different prices ( January: £1500, March: £2000, May: £2500, July: £3000). On 1 October 2017 you buy a further 0.25 BTC at £3500 before deciding to sell 0.6 BTC that same night – but at what price did you buy this amount? Furthermore, after selling this, you decide to buy 0.2 more BTC at £3600 on 17 October 2017.

This is the order in which your BTC is priced and disposed of:

1. BTC that you have bought on the same day (‘same day’ rule)

So in our case, the 0.25 BTC bought at £3500 on the 1 October 2017 will be accounted for at that price, leaving a further 0.6 – 0.25 = 0.35 BTC to account for. This portion will cost 0.25 * £3500 = £875.

2. BTC acquired within 30 days of the sale (‘bed and breakfasting’ rule)

In our case, the 0.2 BTC bought on 17 October 2017 will be accounted for at £3600, as it is within 30 days of the sale date of 1 October 2017, leaving a further 0.35 – 0.2 = 0.15 BTC to account for. This portion will cost 0.2 * £3600 = £720.

3. A BTC pool where the cost has been averaged

You will pool your BTC together (the equivalent of a ‘Section 104 holding’ for shares) and average the cost.

So in this case, the average price will take into account all the BTC you have bought prior to the sale on 1 October 2017. (The BTC you bought on 1 October 2017 has already been accounted for as a result of rule 1.) So we have (0.25 * £1500 + 0.25 * £2000 + 0.25 * £2500 + 0.25 * £3000) / 1 BTC = £2250 as the average cost price. The cost of this portion will be 0.15 * £2250 = £337.50.

So the total cost of the 0.6 BTC sold on 1 October comes to £875 + £720 + £337.50 = £1932.50

As you can see, it is a bit of a headache. Although there are services and apps which allow you to import CSV files of your trades from major exchanges and help you do some of these calculations, we can not currently recommend any particular service for UK-based investors. It really is best to get an accountant if your trading history is complex.

For further guidance regarding your specific case you may also call HMRC at 0300 200 3300. Friday afternoon has been suggested as a less busy and therefore better time to call.

5. I TRADE A LOT! 

If you trade crypto but are unsure whether your trading constitutes a ‘trade’ in the eyes of HMRC, they suggest looking up the badges of trade to see how many you fulfil. However as this is not clear cut in any form, it’s probably best to discuss your position with a tax professional, as if you do qualify, you have to set up as a sole trader, after which your gains will become subject to Income Tax, not CGT. Usually your tax burden will be higher as a result.

Adrian Markey suggests that unless you are doing things a stockbroker might do – systematically trading full time every day, dealing with other people’s money, hedging against your investments, advertising your services and earning commissions, your trades will most likely be subject to CGT assessment as above, not Income Tax.

In any case, if you have to set up as a sole trader, register for Self Assessment if you haven’t done so already. You may do so online here. Note that you may be fined if you don’t do so by 5 October in your business’s second tax year. As a professional trader, you have to learn the tax rules of running a business – details regarding this can be found in the Business Income Manual.

6. I’VE BOUGHT SOMETHING USING CRYPTOCURRENCY

When one spends cryptocurrency in order to purchase a good or a service, this is still considered an asset disposal and has to be assessed as such.

Let us take the simple example of Jim buying a coffee worth £2.80.

He pays 0.00038 BTC, as the exchange rate at the time of the purchase is £7345.42 / BTC.

What is important here is the price at which he purchased the BTC he is paying with.

To calculate this, we return to our disposal rules, in this order:

1. Any BTC Jim bought on the same day (‘same day’ rule)

2. Any BTC Jim acquired within 30 days of the sale (‘bed and breakfasting’ rule)

3. A pool where the cost of all the BTC Jim owns has been averaged

Let’s say Jim happened to buy 0.001 BTC that very morning at an exchange rate of £7289.67 / BTC. We can therefore use rule 1 – the ‘same day’ rule, using this price for calculating the value of the BTC he used to pay for the coffee:

0.00038 * £7289.67 = £2.77

So Jim’s capital gain in this instance is £2.80 – £2.77 = £0.03!

Until HMRC provides explicit advice to the contrary, it is advisable to keep a spreadsheet of any purchases made with cryptocurrency, no matter how small, in case you exceed your personal capital gains allowance.

If this has been useful, please consider joining our mailing list for UK tax news, deadline reminders and updates to this guide:

Why Bitcoin is Much Better than Bank Transfers...

Why Bitcoin is better than Bank transfers, Paypal and credit card transactions

1.Bitcoin transactions between wallets are not linked to your bank account

2.Anyone can use bitcoin, there is no need for account verification, identity checks or proof of residence

3.No central authority telling you what you can and cannot do with your money

4.Your account can never be seized or closed, you are the only one with control

5.Privacy is enhanced with Bitcoin and it reduces identity theft.

6.Bitcoin transfers are available within minutes, not like typical banking where it can take days

7.Available in any country, there are no international boundaries: send and receive anywhere in the world for no additional fees

8.Unlimited Access: have full control of your money, 24 hours/day, 7 days/week, from anywhere in the world

9.No high banking and transaction fees, monthly and annual fees, overdraft or over limit fees

10.No minimum or maximum amount for transactions

11.Purchases can be virtually anonymous, your name is not tied to your transaction

12.Transactions cannot be reversed, so retailers no longer need to worry about credit card chargebacks

Adrian  Hibbert

Bitcoin Multi-Millionaire

Call me anytime +44 7966 871854

>> http://BitcoinMillionaire.co.uk

Get Out Of UK Property Asap...

UK Government are cracking down on accidental/wannabe Property landlords with Clause 24. Worth looking into it. Basically, a massive amount of profitable Property landlords will now be scratching even per year or even making a loss because of this. 

Also, when interest rates start rising…game over. When UK base rates hit 2-3%, you have about a year to get the hell out of property before the arse falls out of it.

Adrian Hibbert
Bitcoin Millionaire
+44 7966 871854 - call me anytime 

Dascoin Scam - Is Dascoin a Ponzi Scheme ?

True Hypocrisy laid bare when it comes to Network Marketers!

It’s a question of “How Funding is raised “

What’s the difference between raising funds via an ICO like ETN or Token Pay or NAGA for example where they market the coin to potential buyers based on members getting free bonus coins for actively promoting their ICO and where all coins are immediately released into the hands of the purchaser leading to pump and dumps.

Yes millions of dollars are raised within a few short weeks by these types of ICO’s to then be used apparently to build the technology and the company brand.   It can then take years for these companies to produce the technology and the services and in about 60% or greater these companies never produce anything of substance and yet Millions of dollars of funds are raised and the tokens are pumped and dumped leaving thousands at a loss in the market place !  These types of Companies are given a FREE PASS by network marketers.      

Now the HYPOCRISY!

So DasCoin which chose an entirely different way to develop their ecosystem of technology and applications by choosing to Fund their project through incentivised marketing.

There chosen methodology was to develop the technology through the purchase of a licence which gives licence holders a set number of digital cycles that are utilised to either purchase Blockchain services or convert through a minting process DasCoin tokens that can be traded on the open market.

With the incentivised marketing model  the company could raise funding over the long term for the continuous development of the projects that they want to build into their ecosystem and thus enabling the company to build out the ecosystem over time with a careful thought out process and a road map and roll out time frame for everyone to see.. They have to pay for the team of developers that create the digital technology they pay for the offices around the world for these teams to work out of and they pay for the infrastructure that goes with it including staff support and everything else that comes from operating a corporate structure and they are at the same time working on attracting the highest caliber of entreprenuers to further develop the entire ecosystem for the project which includes development of graphene based Blockchain, hard webwallet solution with full authentication and full regulatory compliance, internal trading exchange operation, point of sale payment applications development, third party ICO development, banking solutions, smart contract solutions, international global branding solutions and building partnerships with international clients.

All of this done by leveraging incentivised marketing that rewards people to continue to market the company and enabling continued development over the long term.  

This to me is the smartest way to build out an ecosystem that has to compete in the market place with thousands of other crypto tokens.    The collection of people that have been attracted to the DasCoin ecosystem is amazing and already the company have now major backers that want to use the DasCoin ecosystem to create new projects within the emerging Blockchain economy. This entire ecosystem and corporate entity has been created in just over 18 months which is incredibly fast for such a huge undertaking.   Trust me when I say that having operated my own company for over 12 years and knowing the complexities of operating a company this is quite frankly an incredible achievement.

So whilst all this is going on we have a few of these arrogant “Network Marketers” that are calling DasCoin a scam a Ponzi coin a Con !!

They refuse to educate themselves on the facts they refuse to attend the educational seminars where they can put their questions directly to the founders of the company and get first hand the answers to their questions.  No they reject the credentials of the DasCoin team and the board members who have achieved incredible things over their careers they arrogantly lay scorn on those that believe in the DasCoin vision and they think they know better than the people worked ng hard to create a radical solution to many of the problems faced in making a CryptoCurrency accessible to the mainstream.

It’s a sad state of affairs when people can only criticise and ridicule others that have spent the time to understand the project and who want it to succeed as a currency.  

These critics said it would never happen that the coin was not real and that it would never be traded publicly.  

Now that the coin is on public exchanges and these people have been proven wrong  they are now saying that the exchanges are bad and that it’s a shit coin etc etc !    In other words they need to find the next reason to try and be proven right !!

So what will these people say when DasCoin continues to expand its business and appears on more we’ll know exchanges ?    What will their criticism be then ?

In a few months time in June 2018 DasPay will be launched to the world and this will open up the DasCoin to over 60 million point of sale terminals around the world.   Terminals that take visa and MasterCard and other well known cards.   People will be able to spend DasCoin at these terminals.

What will the critics say then ?

Companies are looking to utilise the DasCoin Blockchain and DasCoin Token to create amazing new products and services which range from electric car power charging points, health foods, education, law, fashion, virtual reality, and many more ingenious uses for the DasCoin Blockchain.

What will those critics say then ?

The truth is that some people are blinded by their own ignorance and arrogance !  

If it’s incentivised marketing they blindly get nasty and call it a scam but if it’s an ICO that they pay directly for, even if the technology doesn’t exist they will promote it all day long despite people losing their money when it dumps.

People call DasCoin an “MLM Coin” and the FACT is that NO it’s NOT an MLM Coin, the coin is created by graphene based Bitshares Blockchain technology and the code can be scrutinised on Github.

The company raise their funding through incentivised marketing which shares the revenue and rewards the advocates that are actively promoting the project rather that through an ICO where people don’t actually give a shit about the technology or the company but just want to make a profit on the pump and dump !     If people don’t  want to promote the company then they can buy their licence and just be customers.   There is no scam no conflict no illegality.    You choose how you want to get your DasCoins.     You can buy a licence or you can buy on the public exchange.

I know which system I prefer and I will continue to build my DasCoin network and support this company that is working so hard to create a better way !

Written By Steve Lawson

Binance to Add USD to Crypto Trading Pairs...

The largest cryptocurrency exchange, Binance has announced that it is making plans to add USD to crypto trading pair. This is a welcome move in the cryptocurrency market where it is often not easy to purchase cryptocurrencies using fiat currencies. Similarly, cryptocurrency traders and investors will have an opportunity to exchange their cryptocurrencies to fiat quite easily.

Investors have already expressed their delight on receiving the news, ‘Very excited for this, won’t have to worry about USDT anymore!” wrote Boundless_moons (investor). Another investor wrote, “Big news. Coinbase are losing their market dominance. Bittrex has also mentioned it will be offering fiat deposits soon as well.”

Some cryptocurrencies could receive a boost from Binance’s “USD crypto’ trading pairs are Ripple (XRP) and Verge (XVG). These two digital assets have been trying to get listed on the US-based Coinbase cryptocurrency exchange without success. Coinbase already allows “USD crypto” trading pairs but it is not easy for a digital asset to get listed. Not long ago Ripple was accused of offering Coinbase cash incentive in a bid to secure a listing. Ripple has, however, been feared to be a security token for some time now. At the same time, the Securities and Exchange Commission (SEC) has warned that cryptocurrency exchanges to stay away from listing unregistered securities. Ripple has still maintained that XRP is not a security token, although a listing on Coinbase will be a boost to the cryptocurrency.

XRP/USD and XVG/USD trading pairs on Binance are bound to increase the trading volumes on for both Ripple and Verge. Consequently, it could also attract more investors, as a result, the prices could spike. The cryptocurrency market is currently embracing a bullish trend that returned the previous week and the coins and altcoins are exploring news highs and find higher consolidations.

In other news, Binance has recently moved its operations to Malta, although its headquarters are still in Hong Kong. Malta is a crypto progressive island, besides; Binance has been looking to move from China for a while now. Regulations in China are quite unpredictable therefore the largest cryptocurrency exchange has been looking for a permanent location to carry out business without fear of uncertainties. Initially, Binance had applied to shift location from China to Japan, but Japan’s regulator the Financial Services Agency (FSA) issued it with a warning that requires it to obtain a license or risk criminal charges. Malta, on the other hand, presented itself as a viable location.

The Malta location offers Binance several advantages, for example, for example, the earlier mentioned fiat-to-crypto trading pair, investors and traders will now be free to purchase digital assets using USD or even the Euro directly. Prior to this, you had to buy Bitcoin from another cryptocurrency exchanges then transfer to Binance before purchasing other coins and altcoins.

Binance CEO, Mr Zhao has mentioned that they are working on securing a deal with local Banks in Malta that will make the process depositing and withdrawing fiat currencies seamless and accessible.

“We are very confident we can announce a banking partnership there soon,” Zhao said. “Malta is very progressive when it comes to crypto and fintech.” At the same time, the Malta’s Prime Minister is open to Binance, Mr. Joseph Muscat said in tweet ‘We aim to be the global trailblazers in the regulation of blockchain-based businesses and the jurisdiction of quality and choice for world-class fintech companies –JM.”

Swiss Gold Global Update...

SGG EMAIL UPDATE

Hello Swiss Gold Global members,

The month of April 2018 is certainly turning out to be a busy month, supported by the current global geopolitical uncertainty and increased global debt concerns by the IMF (International Monetary Fund on US Debt) the interest in gold and silver has increased as it does in such times.

We have also seen Swiss Gold Global members buying and increasing their Bitcoin TH mining packages as the estimated annual return again cross the 50% mark. Even though we understand this is not guaranteed nor investment advice, compared to current term deposit returns it is beyond outstanding.

We also have some exciting updates:

Commissions now payable in Bitcoin

For KYC approved Affiliate members commission pay out requests can now be paid in Bitcoin to a limit of $1000.00. This is great as the transaction fee will be minimal to the member compared to the alternative payment methods. This will be available in the next 5 working days.

Cryptocurrency thresholds reduced

Last year we experienced vast increases in the minimal crypto pay out threshold due to the increasing transaction fees. With the deployment of the “Lightening Network” to the Bitcoin protocol we are now experiencing faster transaction time and with lowest of transaction fee.

Now your rewards will be pushed more often to your nominated crypto wallet.

BTC minimum payout 0.0035 BTC (350 000 satoshis)
DASH minimum payout 0.001 DASH
ETH minimum payout 0.04 ETH
LTC minimum payout 0.002 LTC
XMR minimum payout 0.4 XMR
ZEC minimum payout 0.001 ZEC

Bitcoin 15 TH/s mining contracts available

Platinum package with the 15 TH/s BTC mining contract will again become available next week. This is an excellent package for those who wish to own gold / silver and 15 TH/s BTC mining package. The Enrolling Sponsor receives $590 in commissions and 3TH/s BTC mining contract to further compound your bitcoin daily pay out reward.

Reporting Issues

As some of you have experienced, there has been issues of pay outs being pushed to some Members accounts and the UNPAID resetting itself to zero.

Genesis Mining and our team are aware of this and are working to correct this. As this is a complicated issue with many variables it will take time to isolate the cause and correct the issue. All mining and rewards are functioning 24/7, due to upgrading of platforms it has caused some indexes to corrupt and prevent the pay out communication from been accepted on our side and therefore reflecting in your crypto module and wallet.

Be assured that this will be corrected and all payouts honoured as they have always been in the past.

Disclaimer

**THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS DISPLAYED. THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE, A GUARANTEE OF EARNINGS OR PURPORTING THIS TO BE FINANCIAL ADVICE.

*BITCOIN DAILY PAYOUT WILL VARY DEPENDING UPON BUT NOT LIMITED TO BTC PRICE, DIFFICULTY RATE, INDEPENDENT MINING COMPANIES OPERATIONAL EXPENSES.

Thank you,

Team Swiss Gold Global

Adrian  Hibbert

Bitcoin Multi-Millionaire

Call me anytime +44 7966 871854

>> http://BitcoinMillionaire.co.uk

Are you worried about CryptoCurrency Whales ?

Worried about Crypto-Whales???

In financial products and services, it's a common disclaimer to say "past performance is not necessarily an indicator to future performance"

But in many cases, it IS and indicator at least in case of politics.

When war drums are sounding, we know from past performance that tax-payers will be crowd funding the overpriced ordinance being dropped on foreign soil for the corporate profits to be shared as dividends among warmongering stake holders.

We know that current service personnel will be lauded as "brave lads and lasses" only to become neglected and shrugged-off veterans down the road, that too having either suffered physical dismemberment, or mental trauma and complete demoralisation as the evidence builds against any altruistic intervention.

We know that military conflict will leave scores of widows and orphans at both ends of the missile trajectories, leaving a wide range of youth from embittered and aggressive activists braying for revenge to uncared-for, misguided and disaffected  alternative-seekers trying to invest their passions in deliberate societal disintegration.

We know that the average voter has no real say in anything meaningful and we spend our angst, fears and our collective disgust on social media and chat forums as self proclaimed keyboard warriors.

It would be simply immoral, unethical and unjustifiable to try and profit from war when the sheer human misery is the high cost paid by far too many. To profit from this is nothing short of financial cannibalism.

Politics is the whale that leaves the majority suffering if it is set loose without restraint and lawful mandate. It takes away liberties, freedoms, prosperity and good-will if it is not restrained by, and underpinned with integrity and high moral standards which become debatable in themselves depending on the agendas behind each political orientation.

But in the world of crypto-currencies, some of the typical malaise is dealt with rather efficiently.

Crypto-currencies are regulated by Mathematics, not elitist agendas.

The basis for interaction is in itself a system of trust, not a system of deception.

The block-chain offers open-ledger transparency in exact opposition to politics and secret societies.

So when political whales are moving, get out of the way.
But when crypto-whales get going, get on board.

Want to know more about a whale-powered crypto project?

Adrian  Hibbert

Bitcoin Multi-Millionaire

Call me anytime +44 7966 871854

>> http://BitcoinMillionaire.co.uk

Groestlcoin Price Update...

Groestlcoin has taken my Bitcoin Portfolio to back over $7,000,000....

Make sure you have an Invested interest into a number of carefully selected Altcoins that are trading on a Real Exchange...

https://www.facebook.com/AdeHibbert/posts/10204494042109116

#Bittrex #Binance

Adrian  Hibbert

Bitcoin Multi-Millionaire

Call me anytime +44 7966 871854

>> http://BitcoinMillionaire.co.uk

What Mental Diet are you on ?

Morning Routine

If you're not waking up every morning JUICED and excited about your business and your life, and if you're not listening to Tony Robbins or Jim Rohn or Les Brown or Brian Tracy and many other Mind Chefs that are serving up the right Mental Diet for you to Rock Your World then what are on earth are you feeding your mind every morning?

What Menu are you ordering from every morning?

What Mental Diet are you on?

Believe me, it makes all the difference what you feed your mind each and everyday as it sets the tone and it sets the events of the day and each and everyday of your life. It prepares you psychologically and physiologically for the trials, tribulations and victories of that day and each day. It sets your mind because mindset is everything if we want to be victorious and successful. Business is like war - its NOT for the weak and feeble minded! You have got to build yourself up internally (strengthen your inner being) and train your mind for war, victory and success!

Its like building muscle. You don't develop muscle by working out once - you develop a System and/or ROUTINE of working out everyday and then after a while working out is fun because you SEE the results. Well, it works exactly the same when we want to build the Muscles Of Our Inner Being and/or Mind. We have to develop a SYSTEM or ROUTINE of working out our Minds everyday. You have to seek it out, plan it and schedule it. Its NOT going to happen if you DON'T Make it Happen.

Awaken Your Sleeping Giant because there is a GIANT in each of us waiting to wake up. Listening to the right people every morning and putting yourself on a CHANGED MENTAL DIET everyday is the Catalyst and/or Stimulus and/or the ALARM CLOCK that is going to RING off on the INSIDE of You one day and WAKE UP YOUR SLEEP GIANT and then Its On like DONKEY KONG!! Believe Me! Your World will change almost seemingly INSTANTLY!!!!

For things to change you MUST change

And the ONLY way you can change is to change your Mental Diet. 🙂

Adrian  Hibbert

Bitcoin Multi-Millionaire

Call me anytime +44 7966 871854

>> http://BitcoinMillionaire.co.uk

Few Facts About Wealth...

🔥FEW FACTS ABOUT WEALTH🔥

(1.) *Your salary will never make you rich. Your boss isn't that foolish.*✔️

(2.) *Your salary is fixed, are your expenses fixed?*.✔️

(3.) *If your company pays you the exact true value of the services you render, they would be running at a loss. As an employee, you are underpaid*.✔️

(4.) *Once you get HIRED, you either get FIRED or RETIRED, you may also resign when you're TIRED*.✔️

(5.) *Salary is the bribe you're given to forget your dreams, family, freedom, self-esteem, academics, social life and other personal goals*.✔️

(6.) *Your kids won't inherit your post in that company you're employed in. Employment is not hereditary*.✔️

(7.) *If your salary is not huge enough to pay your bills, leaving you with sufficient amount to save,prepare for poverty after you stop work*.✔️

(8.) *If you must work,before you eat,if you get paralyzed,ill or become aged,hunger will strike you*.✔️

(9.) *Being an employee is a bit similar to being a slave,you take orders,you are regimented,when will you become a master?✔️

(10.) *In Forbes list of the richest men in the world,show me one employee*✔️

🔥A WORD IS ENOUGH FOR THE WISE🔥

I AM NOT SAYING IT'S BAD TO BE AN EMPLOYEE BUT DON'T DIE AS AN EMPLOYEE....